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Houston (i/'hju?st?n/ HYOO-st?n) is the most populous city in Texas, and the fourth most populous city in the United States. With a census-estimated 2013 population of 2.19 million people within a land area of 599.6 square miles (1,553 km2), Houston is the largest city in the Southern United States, the seat of Harris County, and fifth-most populated metropolitan area in the United States.Houston was founded in 1836 on land near the banks of Buffalo Bayou (now known as Allen's Landing) and incorporated as a city on June 5, 1837. The city was named after former General Sam Houston, who was president of the Republic of Texas and had commanded and won at the Battle of San Jacinto 25 miles (40 km) east of where the city was established. The burgeoning port and railroad industry, combined with oil discovery in 1901, has induced continual surges in the city's population. In the mid-twentieth century, Houston became the home of the Texas Medical Center�the world's largest concentration of healthcare and research institutions�and NASA's Johnson Space Center, where the Mission Control Center is located.Houston's economy has a broad industrial base in energy, manufacturing, aeronautics, and transportation. It is also leading in health care sectors and building oilfield equipment; only New York City is home to more Fortune 500 headquarters. The Port of Houston ranks first in the United States in international waterborne tonnage handled and second in total cargo tonnage handled. The city has a population from various ethnic and religious backgrounds and a large and growing international community. Houston is considered to be the most diverse city in Texas and the United States. It is home to many cultural institutions and exhibits, which attract more than 7 million visitors a year to the Museum District. Houston has an active visual and performing arts scene in the Theater District and offers year-round resident companies in all major performing arts.Houston is recognized worldwide for its energy industry�particularly for oil and natural gas�as well as for biomedical research and aeronautics. Renewable energy sources�wind and solar�are also growing economic bases in Houston. The ship channel is also a large part of Houston's economic base. Because of these strengths, Houston is designated as a global city by the Globalization and World Cities Study Group and Network and by global management consulting firm A.T. Kearney. The Houston area is the top U.S. market for exports, surpassing New York City in 2013, according to data released by the U.S. Department of Commerce's International Trade Administration. In 2012, the Houston�The Woodlands�Sugar Land area recorded $110.3 billion in merchandise exports. Petroleum products, chemicals, and oil and gas extraction equipment accounted for approximately two-thirds of the metropolitan area's exports last year. The top three destinations for exports were Mexico, Canada, and Brazil.

 

San Antonio (/?s�n�n'to?ni.o?/ Spanish for ""Saint Anthony""), officially the City of San Antonio, is the seventh most populous city in the United States of America and the second most populous city in the state of Texas, with a population of 1,409,019. It was the fastest growing of the top 10 largest cities in the United States from 2000 to 2010, and the second from 1990 to 2000. The city is located in the American Southwest, the south�central part of Texas, and the southwestern corner of an urban region known as the Texas Triangle.San Antonio serves as the seat of Bexar County. The city has characteristics of other western urban centers in which there are sparsely populated areas and a low density rate outside of the city limits. San Antonio is the center of the San Antonio�New Braunfels Metropolitan Statistical Area. Commonly referred to as Greater San Antonio, the metropolitan area has a population of over 2.27 million based on the 2013 US Census estimate, making it the 25th-largest metropolitan area in the United States and third-largest in the state of Texas. Growth along the Interstate 35 and Interstate 10 corridors to the north, west and east make it likely that the metropolitan area will continue to expand.San Antonio was named for Saint Anthony of Padua, whose feast day is on June 13, by a 1691 Spanish expedition in the area. It is notable for Spanish colonial missions, the Alamo, the River Walk, the Tower of the Americas, the Alamo Bowl, and Marriage Island. Commercial entertainment includes and Fiesta Texas theme parks, and the city is visited by approximately 26 million tourists per year, according to the San Antonio Convention and Visitors Bureau. The city is home to the five-time champion San Antonio Spurs and hosts the annual San Antonio Stock Show & Rodeo, one of the largest such events in the country.The US armed forces have numerous facilities in San Antonio: Fort Sam Houston, Lackland Air Force Base, Randolph Air Force Base (which constitute Joint Base San Antonio), and Lackland AFB/Kelly Field Annex, with Camp Bullis and Camp Stanley located outside the city. Kelly Air Force Base operated out of San Antonio until 2001, when the airfield was transferred to Lackland AFB. The remaining portions of the base were developed as Port San Antonio, an industrial/business park. San Antonio is home to six Fortune 500 companies and the South Texas Medical Center, the only medical research and care provider in the South Texas region.San Antonio has a diversified economy with an approximately $96.8 billion metropolitan GDP, ranking 4th among Texas metropolitan areas and 38th in the United States. San Antonio's economy is focused primarily within military, health care, government civil service, financial services, oil and gas and tourism sectors. Within the past twenty years, San Antonio has become a significant location for American-based call centers and has added a significant manufacturing sector centered around automobiles.

 

Dallas /'d�l?s/ is a major city in Texas and is the largest urban center of the fourth most populous metropolitan area in the United States. The city proper ranks ninth in the U.S. and third in Texas after Houston and San Antonio. The city's prominence arose from its historical importance as a center for the oil and cotton industries, and its position along numerous railroad lines. The bulk of the city is in Dallas County, of which it is the county seat; however, sections of the city are located in Collin, Denton, Kaufman, and Rockwall counties. According to the 2010 United States Census, the city had a population of 1,197,816. The United States Census Bureau's estimate for the city's population increased to 1,257,676, as of 2013.The city is the largest economic center of the 12-county Dallas�Fort Worth�Arlington metropolitan area, which had a population of 6,810,913 as of July 1, 2013. The metropolitan economy is the sixth largest in the United States, with a 2012 real GDP of $420.34 billion. In 2013, the metropolitan area led the nation with the largest year-over-year increase in employment, and advanced to become the fourth-largest employment center in the nation (behind New York City, Los Angeles and Chicago) with more than three million non-farm jobs. The city's economy is primarily based on banking, commerce, telecommunications, computer technology, energy, healthcare and medical research, and transportation and logistics. The city is home to the third-largest concentration of Fortune 500 companies in the nation. In the latest rankings released in 2013, Dallas was rated as a ""beta plus"" world city by the Globalization and World Cities Study Group & Network, and was 14th in world rankings of GDP by the Organisation for Economic Co-operation and Development.Located in North Texas, Dallas is the main core of the largest inland metropolitan area in the United States that lacks any navigable link to the sea. Dallas and nearby Fort Worth were developed due to the construction of major railroad lines through the area allowing access to cotton, cattle, and later oil in North and East Texas. The construction of the Interstate Highway System reinforced Dallas' prominence as a transportation hub with four major interstate highways converging in the city, and a fifth interstate loop around it. Dallas developed as a strong industrial and financial center, and a major inland port, due to the convergence of major railroad lines, interstate highways, and the construction of Dallas/Fort Worth International Airport, one of the largest and busiest airports in the world.[15]Source:: Fortune[70]

 

Austin ( pronunciation (help�info)) (/'?st?n/ or /'??st?n/) is the capital of the US state of Texas and the seat of Travis County. Located in Central Texas, Austin is the 11th-most populous city in the United States and the fourth-most populous city in Texas. It was the third-fastest-growing large city in the nation from 2000 to 2006.[3] Austin is also the second largest state capital in the United States, after Phoenix, Arizona. Austin had a July 1, 2013 population of 885,400 (U.S. Census Bureau estimate). The city is the cultural and economic center of the Austin�Round Rock metropolitan area, which had an estimated population of 1,883,051 as of July 1, 2013.In the 1830s, pioneers began to settle the area in central Austin along the Colorado River. After Republic of Texas Vice President Mirabeau B. Lamar visited the area during a buffalo-hunting expedition between 1837 and 1838, he proposed that the republic's capital then located in Houston, be relocated to the area situated on the north bank of the Colorado River near the present-day Congress Avenue Bridge. In 1839, the site was officially chosen as the republic's new capital (the republic's seventh and final location) and was incorporated under the name Waterloo. Shortly thereafter, the name was changed to Austin in honor of Stephen F. Austin, the ""Father of Texas"" and the republic's first secretary of state.The city grew throughout the 19th century and became a center for government and education with the construction of the Texas State Capitol and the University of Texas at Austin. After a lull in growth from the Great Depression, Austin resumed its development into a major city and, by the 1980s, it emerged as a center for technology and business. eBay, Google, IBM, Intel, Texas Instruments, 3M, Oracle Corporation and Whole Foods Market. worldwide headquarters is located in nearby Round Rock, a suburb of Austin.Residents of Austin are known as ""Austinites"". They include a diverse mix of government employees (e.g., university faculty and staff, law enforcement, political staffers); foreign and domestic college students; musicians; high-tech workers; blue-collar workers and businesspeople. The city is home to development centers for many technology corporations; it adopted the ""Silicon Hills"" nickname in the 1990s. However, the current official slogan promotes Austin as ""The Live Music Capital of the World"", a reference to the many musicians and live music venues within the area, and the long-running TV concert series Austin City Limits. In recent years, some Austinites have also adopted the unofficial slogan ""Keep Austin Weird"". This interpretation of the classic, ""Texas-style"" sense of independence refers to: a desire to protect small, unique, local businesses from being overrun by large corporations. However, many residents have rejected this slogan, inspiring Austinite and award-winning actor and director Ken Webster to offer ""Keep Austin Cool"" as a compromise. In the late 1800s, Austin also became known as the City of the ""Violet Crown"" for the wintertime violet glow of color across the hills just after sunset.[15] Even today, many Austin businesses use the term ""violet crown"" in their name. Austin is known as a ""clean air city"" for the city's stringent no-smoking ordinances that apply to all public places and buildings, including restaurants and bars.[16] The FBI ranked Austin as the second safest major city in the U.S. for the year 2012.[17]Austin is the anchor city of the Austin-Round Rock-San Marcos MSA, which had a Gross Domestic Product of $86 billion in 2010.[83] Austin is considered to be a major center for high tech.[84] Thousands of graduates each year from the engineering and computer science programs at the University of Texas at Austin provide a steady source of employees that help to fuel Austin's technology and defense industry sectors. The region's rapid growth has led to rank the Austin metropolitan area number one among all big cities for jobs for 2012 in their annual survey and to rank the area number one for growing businesses.[85][86] By 2013, Austin ranked No. 14 on Forbes' list of the Best Places for Business and Careers (directly below Dallas, No. 13 on the list).[87] As a result of the high concentration of high-tech companies in the region, Austin was strongly affected by the dot-com boom in the late 1990s and subsequent bust.[84] Austin's largest employers include the Austin Independent School District, the City of Austin, Dell, the U.S. Federal Government, Semiconductor (spun off from rola in 2004), .[84] Other high-tech companies with operations in Austin iDevices. In 2010, Facebook accepted a grant to build a downtown office that could bring as many as 200 jobs to the city.[88] The proliferation of technology companies has led to the region's nickname, ""the Silicon Hills"", and spurred development that greatly expanded the city.

 

Fort Worth is the 17th-largest city in the United States of America and the fifth-largest city in the state of Texas. The city is located in North Central Texas and covers nearly 350 square miles (910 km2) in Tarrant, Denton, Parker, and Wise counties�serving as the seat for Tarrant County. According to the 2013 census estimates, Fort Worth had a population of 792,727.[3] The city is the second-largest in the Dallas�Fort Worth�Arlington metropolitan area.The city was established in 1849 as an Army outpost on a bluff overlooking the Trinity River. Today Fort Worth still embraces its Western heritage and traditional architecture and design. USS Fort Worth (LCS-3) is the first ship of the United States Navy named after the city.Fort Worth is home to the Kimbell Art Museum, considered to have one of the best collections in Texas, and housed in what is widely regarded as one of Texas' foremost works of modern architecture. Also of note are the Modern Art Museum of Fort Worth and the Amon Carter Museum, the latter of which houses one of the most extensive collections of American art in the world, in a building designed by Philip Johnson. The city is also home to Texas Christian University, Texas Wesleyan University, University of North Texas Health Science Center, Texas A&M University School of Law, and many multinational corporations including and others.Major companies based in Fort Worth include Airlines Group (and subsidiaries Airlines and Air), El Paso (/?l'p�so?/; from Spanish, ""the pass"") is the county seat of El Paso County, Texas, United States, and lies in far West Texas. As of July 1, 2013, the population estimate from the U.S. Census was 674,433, making it the 19th most populous city in the United States. Its U.S. metropolitan area covers all of El Paso and Hudspeth counties, with a population of 831,036. The El Paso MSA forms part of the larger El Paso�Las Cruces CSA, with a population of 1,044,496.El Paso stands on the Rio Grande (R�o Bravo del Norte), across the border from Ju�rez, Chihuahua, Mexico. The two cities, along with Las Cruces, form a combined international metropolitan area, sometimes referred as the Paso del Norte or El Paso�Ju�rez�Las Cruces, with over 2.7 million people. The El Paso-Ju�rez region is the largest bilingual, binational work force in the Western Hemisphere.In 1659, Fray Garcia de San Francisco, established Our Lady of Guadalupe Mission of El Paso del Norte. Around this mission, the village of El Paso del Norte grew into what is now the El Paso�Ju�rez region. El Paso has been ranked the safest large city in the U.S. for four consecutive years and ranked in the top three since 1997. The city is the headquarters of one Fortune 500 and three publicly traded companies, as well as home to the Medical Center of the Americas, the only medical research and care provider complex in West Texas and southern New Mexico, and the University of Texas at El Paso, the city's primary university. The city hosts the annual Sun Bowl, the second oldest bowl game in the country. In 2010, El Paso received an All-America City Award.El Paso has a strong federal and military presence. William Beaumont Army Medical Center, Biggs Army Airfield and Fort Bliss call the city home. Fort Bliss is one of the largest military complexes of the United States Army and the largest training area in the United States. Also headquartered in El Paso are the DEA domestic field division 7, El Paso Intelligence Center, Joint Task Force North, U.S. Border Patrol El Paso Sector and U.S. Border Patrol Special Operations Group (SOG).El Paso has a diversified economy focused primarily within international trade, military, government civil service, oil and gas, health care, tourism and service sectors. The El Paso metro area had a GDP of $29 billion in 2011.[55] There were also $92 billion worth of trade in 2012.[56] Over the past 15 years the city has become a significant location for American-based call centers. Cotton, fruit, vegetables, and livestock are also produced in the area. El Paso has added a significant manufacturing sector with items and goods produced that include petroleum, metals, medical devices, plastics, machinery, defense-related goods and automotive parts. The city is the second busiest international crossing point in the U.S behind San Diego.[57]

 

Arlington is a city in the U.S. state of Texas, within the Dallas�Fort Worth�Arlington metropolitan area and Tarrant County. According to the U.S. Census Bureau's estimate, the city had a population of almost 379,577 at the end of 2013,[3] making it the third largest municipality in the metropolitan area. Arlington is the fiftieth most populous city in the United States, the seventh most populous city in the state of Texas, and the largest city in the state that is not a county seat. Arlington is the largest city in the United States without a comprehensive public transit system.Located approximately 12 miles (19 km) east of downtown Fort Worth and 20 miles (32 km) west of downtown Dallas, Arlington is home to the University of Texas at Arlington, a doctoral-granting institution, and a General Motors assembly plant. Additionally Arlington hosts the Texas Rangers' Globe Life Park in Arlington, Stadium, the International Bowling Campus (which houses the United States Bowling Congress, International Bowling Museum and the International Bowling Hall of Fame), and the theme parks Over Texas (the original ) and Hurricane Harbor. Arlington is the headquarters of the Nuclear Regulatory Commission Region IV and American Mensa.Arlington borders Kennedale, Grand Prairie, Mansfield and Fort Worth, and surrounds the smaller communities of Dalworthington Gardens and Pantego.According to Arlingon's 2013 Comprehensive Annual Financial Report, the top employers in the city are:

 

Corpus Christi is a coastal city in the South Texas region of the U.S. state of Texas. The county seat of Nueces County, it also extends into Aransas, Kleberg, and San Patricio Counties. The city's political boundaries encompass Nueces Bay and Corpus Christi Bay. Its zoned boundaries include small land parcels or water inlets of three neighboring counties. The metropolitan area US Census estimated population in 2013 was 442,600. The population was 316,381 at the 2013 US Census estimate, making it the eighth-most populous city in Texas. It is the principal city of the three-county Corpus Christi metropolitan area, as well as the larger six-county Corpus Christi-Kingsville-Alice Combined Statistical Area, with a 2013 Census estimate at 516,793. The translation from Latin of the city's name (Corpus Christi) means Body of Christ. The name was given to the settlement and surrounding bay by Spanish explorer Alonso �lvarez de Pineda in 1519, when he discovered the lush semitropical bay on the feast day celebrating the ""Body of Christ"". The city has the nicknames ""Texas Riviera"" and ""Sparkling City by the Sea"", particularly in literature promoting tourism.The city is home to the Port of Corpus Christi, the fifth-largest in the United States, and is served by the Corpus Christi International Airport.The majority of the population is employed in the services, wholesale and retail trades, and government sectors. Corpus Christi has an unemployment rate of 7.0% as of July 2012.

 

Plano (/'ple?no?/ PLAY-noh) is a city in the state of Texas, located mostly within Collin County.The city's population was 269,776 at the 2010 census, making it the ninth most populous city in the state of Texas (Corpus Christi is ranked at #8 and Laredo is ranked at #10) and the 70th most populous city in the United States. Plano is located within the metropolitan area commonly referred to as the Dallas�Fort Worth metroplex. The city is home to many corporate headquarters: In 2005, 2006, and 2011, Plano was designated the best place to live in the Western United States by Money magazine. In 2006, Plano was selected as the 11th best place to live in the United States by Money magazine. It was also selected as the safest city in America in 2010 and 2011 by Forbes. Plano schools consistently score among the highest in the nation. Plano was rated the 10th Best Suburb for Education in the Nation in 2014 due to having one of the lowest student-teacher ratios (14 to 1), a high school graduation rate of 94 percent and some of the highest test scores in the nation. It has been rated as the wealthiest city in the United States by Money, and the United States Census Bureau declared Plano the wealthiest city of 2008 by comparing the median household income for all U.S. cities whose populations were greater than 250,000. In 2008, Forbes.com selected Plano, University Park, and Highland Park as the three ""Top Suburbs To Live Well"" of Dallas. The annual Plano Balloon Festival and the Plano International Festival are two of the city's premier cultural and entertainment events.According to the Plano 2011 Comprehensive Annual Financial Report,[27] the top employers in Plano are:

 

Laredo (/l?'re?do?/ l?-RAY-doh; Spanish: [la'?e�o]) is the county seat of Webb County, Texas, United States, located on the north bank of the Rio Grande in South Texas, across from Nuevo Laredo, Tamaulipas, Mexico. According to the 2010 census, the city population was 236,191 making it the tenth most populous city in the state of Texas and 3rd most populated on the United States-Mexican border, after San Diego and El Paso. Its metropolitan area is the 178th-largest United States metropolitan area and covers all of Webb county, with a population of 250,304. Laredo is part of the Laredo-Nuevo Laredo Metropolitan Area with an estimate population of 636,516.Laredo's economy is based on international trade with Mexico. Most major transportation companies have a facility in Laredo. The city's location on the southern end of I-35 close to the manufacturers in northern Mexico promotes its vital role in trade between the two nations. Laredo International Airport is within the Laredo city limits, while the Quetzalcoatl International Airport is nearby in Nuevo Laredo on the Mexican side.Laredo has the distinction of flying seven flags (the Flag of the Republic of the Rio Grande in addition to the of Texas). Founded in 1755, Laredo grew from a villa to the capital of the brief Republic of the Rio Grande to the largest inland port on the United States-Mexican Border. Today, it has four international bridges and one railway bridge.Laredo has a professional soccer team, the Heat; baseball team, the Laredo Lemurs; and a women's full contact football team, the Laredo Roses. Texas A&M International University and Laredo Community College are located in Laredo.The biggest festival, Washington's Birthday Celebration is held all month long during February, attracting hundreds of thousands of tourists. The Jalape�o Festival, Border Beer Fest, Stockmen's Ball, Princess Pocahontas Pageant, Mr. South Texas Luncheon, an air show, and two major parades are all held in conjunction with the Washington's birthday events.Laredo has four South Texas banking institutions based out of the city: Bank.

 

Lubbock /'l?b?k/ is the county seat of Lubbock County, Texas, United States. The city is located in the northwestern part of the state, a region known historically and geographically as the Llano Estacado and ecologically is part of the southern end of the Western High Plains. Lubbock has three universities: Lubbock Christian University, Texas Tech University, and Texas Tech University Health Sciences Center. According to a 2013 Census estimate, Lubbock had a population of 239,538, making it the 84th most populous city in the United States of America and the 11th most populous city in the state of Texas. The city is the economic center of the Lubbock metropolitan area, which had an estimated 2013 population of 301,038.Lubbock's nickname, ""Hub City"", derives from it being the economic, education, and health care hub of the multicounty region, north of the Permian Basin and south of the Texas Panhandle, commonly called the South Plains. The area is the largest contiguous cotton-growing region in the world and is heavily dependent on water drawn from the Ogallala Aquifer for irrigation. Lubbock was selected as the 12th best place to start a small business by Money.com. mentioned the city's traditional business atmosphere: low rent for commercial space, central location, cooperative city government. Lubbock High School has been recognized for three consecutive years by Newsweek as one of the top high schools in the United States. Lubbock High School is home to the only international baccalaureate (I"

"

 

Grand Prairie is a city in Dallas, Ellis, and Tarrant counties in the U.S. state of Texas and is a part of the Mid-Cities region in the Dallas�Fort Worth metroplex. Grand Prairie is a suburb of Dallas with a population of 175,396 according to the 2010 census making it the fifteenth most populous city in the state of Texas.According to the city's 2008 Comprehensive Annual Financial Report, the top employers in the city are:

 

Brownsville is the sixteenth most populous city in the state of Texas with a population of 181,860. It is located on the southernmost tip of Texas, United States on the northern bank of the Rio Grande, directly north and across the border from Matamoros, Tamaulipas, Mexico. The 2013 U.S. Census Bureau estimate places the Brownsville-Harlingen metropolitan area population at 417,276 allotting it the eighth most populous metropolitan area in the state of Texas. In addition, the Matamoros�Brownsville Metropolitan Area counts with a population of 1,136,995, allotting it the fourth-largest metropolitan area along the U.S.-Mexico border. Brownsville has one of the highest poverty rates in the nation.The Brownsville urban area is one of the fastest growing in the United States. The city's population dramatically increased after it experienced a boom in the steel industry during the first decade of the 1900s, when steel output tripled. In recent times, the Port of Brownsville has become a major economic hub for South Texas, where shipments from Mexico, other parts of the United States and the world arrive. Brownsville's economy is mainly based on its international trade with Mexico through the North American Free Trade Agreement (NAFTA), and is home to one of the fastest growing manufacturing sectors in the nation. In addition, Brownsville's climate has often been recognized among the best pro-business climates in the United States, and the city has also been ranked among the least expensive places to live in the U.S.Brownsville served as a site for several battles and events in the Texas Revolution, the Mexican American War, and the American Civil War. And right across the U.S-Mexico border lies Matamoros, Tamaulipas, a city with a population of 500,000 people and a major site of the Mexican War of Independence, the Mexican Revolution, and the French Intervention.An important pillar of the economy is the Port of Brownsville. The port, located 2 miles (3.2 km) from the city, provides an important link between the road networks of nearby Mexico, and the Gulf Intracoastal Waterway of Texas.

 

Pasadena /?p�s?'di?n?/ is a city in the U.S. state of Texas, within Houston�The Woodlands�Sugar Land metropolitan area. As of the 2010 U.S. Census, the city's population is 149,043 making it the seventeenth most populous city in the state of Texas as well as the second-largest city in Harris County. The area was founded in 1893 by John H. Burnett of Galveston, who named the area after Pasadena, California because of the perceived lush vegetation.The Pasadena Volunteer Fire Department is the largest all volunteer municipal fire department in the United States.The city's key economic sectors include exploration for petroleum and gas, petroleum refining, petrochemical processing, solar panel manufacturing, maritime shipping, aerospace, and healthcare. The city's economy is closely linked to the nearby Houston Ship Channel and the Bayport shipping terminal and industrial district, as well as the National Aeronautics and Space Administration (NASA)'s Lyndon B. Johnson Space Center in the bordering Clear Lake Area. The Pasadena Refining System, a partnership of is headquartered in Pasadena.

 

McKinney is a city in and the county seat of Collin County, Texas, United States, and the second in population to Plano. According to the U.S. Census Bureau, the city's 2010 population was 131,117 making it the nineteenth most populous city in the state of Texas. It is part of the Dallas-Fort Worth metroplex, and is located about 31 mi (50 km) north of Dallas.The Census Bureau listed McKinney as the nation's fastest growing city from 2000 to 2003 and again in 2006, among cities with more than 50,000 people. In 2007 it was ranked second-fastest growing among cities with more than 100,000 people and in 2008 as third-fastest. The most recent population estimate, as of January 1, 2014, is 149,082.According to the city's 2012 Annual Development Report, the top employers in the city are:

 

Mesquite is a city and an eastern suburb of Dallas, Texas. Most of the city is located in Dallas County with a smaller portion in the east overlapping into Kaufman County. As of the 2010 census, the population was 139,824 making it the eighteenth most populous city in the state of Texas.According to the City's 2008 Comprehensive Annual Financial Report, the top employers in the city are:

 

Killeen is a city in Bell County, Texas, United States. According to the 2010 United States Census, the city's population was 127,921, making it the 21st most populous city in Texas. It is the ""principal city"" of the Killeen�Temple�Fort Hood Metropolitan Statistical Area.Killeen is directly adjacent to the main cantonment of Fort Hood, and as such its economy heavily depends on the post and the soldiers (and their families) stationed there.According to the city's 2008 Comprehensive Annual Financial Report, the top employers in the city are:

 

Frisco is a city located in Collin and Denton counties in Texas. It is part of the Dallas-Fort Worth metroplex, and is located approximately 25 minutes from both Dallas Love Field and Dallas/Fort Worth International Airport. With major highways north-south and east-west, the city is well-positioned on the path of growth in the Dallas area.As of December 1, 2014, the city had a population estimated at 144,640. Frisco was the fastest-growing city in the United States in 2009, and also the fastest-growing city in the nation from 2000 to 2009. In the late 1990s, the northern Dallas�Fort Worth Metroplex suburban development tide hit the northern border of Plano and spilled into Frisco, sparking explosive growth into the 2000s. Like many of the cities located in the booming northern suburbs of Dallas, Frisco serves as a bedroom community for many professionals who work in the Dallas�Fort Worth Metroplex.Since 2003, Frisco has received the designation ""Tree City USA"" by the National Arbor Day Foundation. A 2007 study named Frisco as the seventh-fastest growing suburb in the United States. In 2011, CNN listed Frisco as one of the ""Best Places to Live"" in the nation, and ranked it 7th in its list of ""America's 25 Best Places To Move"".Like many Dallas suburbs,

 

McAllen is the twentieth most populous city in Texas and the largest city in Hidalgo County, Texas. It is located at the southern tip of Texas in the Rio Grande Valley (not a geographical valley), and is part of the Southern United States. It is on the Rio Grande, across from the Mexican city of Reynosa, and is about 70 miles (110 km) west of South Padre Island and the Gulf of Mexico. The 2012 estimates put the city's population at 140,717 and the McAllen�Edinburg�Mission metropolitan area at 804,934. The Reynosa�McAllen Metropolitan Area counts a population of nearly 1.5 million.From its settlement in 1904, the area around McAllen was largely rural and agricultural in character, but the latter half of the 20th century saw steady growth, which accelerated during the 1980s, leading to an economic and population boom in the 1990s and 2000s. Today the McAllen�Edinburg�Mission metropolitan area is one of the fastest growing metropolitan areas in the United States, The introduction of the maquiladora economy and the North American Free Trade Association led to a boom in international trade, cross-border commerce with Mexico, and health care. McAllen is a regional retail destination for northeastern Mexican states. While McAllen's total population is 20th among Texas cities, it ranks 12th in overall retail sales, and third in the state in total retail sales both per household and per capita.The Rio Grande Valley really didn't begin its rapid develop until the introduction of irrigation in 1898 and the building of the railroad in 1904. These major additions turned a once relatively desolate area into a major agricultural center. Throughout much of the 1900s, McAllen was a rural, agriculture-based economy characterized by sporadic growth. Today, the area is being transformed into a major international trade area by developing first-rate commercial, retail, office, industrial, medical, retirement and educational facilities. As recently as 1990, McAllen's unemployment rate was at 22.6 percent. By the end of 2005, that figure dropped to 7.7 percent. However, in 2011, census.gov listed the McAllen metro area the poorest in the nation.

 

Waco /'we?ko?/ is a city which is the county seat of McLennan County, Texas, United States. It is situated along the Brazos River and I-35, halfway between Dallas and Austin. The city had a 2010 population of 124,805, making it the twenty-second most populous city in the state. The US Census 2013 population estimate is 129,030. The Waco Metropolitan Statistical Area consists of McLennan and Falls counties, which had a 2010 population of 234,906. Falls county was added to the Waco MSA in 2013. The US Census 2013 population estimate for the Waco MSA is 258,974.

 

Carrollton is a city in Denton County, Dallas County and Collin County in the U.S. state of Texas. As of the 2010 census, the city's population was 119,097 making it the twenty-third most populous city in the state of Texas. Carrollton is a suburb of Dallas and in 2006 was named to America's ""Top 100 Places to Live"" by Relocate America. Also in 2006, Carrollton was selected as the 19th best place to live in the United States by Money magazine. In 2008 it was named by Money magazine the 15th best place to live among small cities.The city houses headquarters for:

 

Midland is a city in and the county seat of Midland County, Texas, United States, on the Southern Plains of the state's western area. A small portion of the city extends into Martin County. At the 2010 census, the population of Midland was 111,147, and a 2013 estimate of 123,933 making it the twenty-fifth most populous city in the state of Texas. Due to the oil boom in Midland, certain officials have estimated the population to be hovering around 155,000 to 165,000. The population of the Midland metropolitan area, composed of Midland County, grew 4.6 percent to 151,662 between July 1, 2011, and July 1, 2012, according to the U.S. Census Bureau. It is the principal city of the Midland, Texas Metropolitan Statistical Area, which includes all of Midland County. The metropolitan area is also a component of the larger Midland-Odessa, Texas Combined Statistical Area, which had an estimated population of 295,987 on July 1, 2012.[1] People in Midland are called Midlanders.Midland was originally founded as the midway point between Fort Worth and El Paso on the Texas and Pacific Railroad in 1881. The city has received national recognition as the hometown of former , and the onetime home of former President George H. W. Bush, former President George W. Bush, and former First Lady Barbara Bush.As of 2014, Midland, Texas has the lowest unemployment rate in the United States at 2.3%. According to the city's 2008 Comprehensive Annual Financial Report, the top ten employers in the city are:

 

Denton is a city in the U.S. state of Texas and the county seat of Denton County. As of the 2010 United States Census, its population was 113,383, making it the 27th most populous city in Texas and the 11th-largest city in the Dallas�Fort Worth metroplex.A Texas land grant led to the formation of Denton County in 1846, and the city was incorporated in 1866. Both were named after pioneer and Texas militia captain John B. Denton. The arrival of a railroad line in the city in 1881 spurred population, and the establishment of the University of North Texas in 1890 and Texas Woman's University in 1901 distinguished the city from neighboring regions. After the construction of Dallas/Fort Worth International Airport finished in 1974, the city saw more rapid growth; as of 2011, Denton was the seventh-fastest growing city with a population over 100,000 in the country.Located on the north end of the Dallas�Fort Worth metroplex in North Texas on Interstate 35, Denton is known for its active music life; the North Texas State Fair and Rodeo, Denton Arts and Jazz Festival, and 35 Denton Music Festival attract over 300,000 people to the city each year. The city experiences hot, humid summers and relatively few extreme weather events. Its diverse citizenry is represented by a nonpartisan city council, and numerous county and state departments have offices in the city. With over 45,000 students enrolled at the two universities located within its city limits, Denton is often characterized as a college town. As a result of the universities' growth, educational services play a large role in the city's economy. Residents are served by the Denton County Transportation Authority, which provides commuter rail and bus service to the area.The educational services, health and social services, manufacturing, and general retail sectors employ over 20,000 people in Denton. The city's three largest educational institutions, including the University of North Texas, Denton Independent School District, and Texas Woman's University, are the largest employers, employing almost 12,000 people. The University of North Texas is the largest employer in the city, with 7,764 employees comprising 12.59% of the workforce. The City of Denton also employs more than 1,334 people.[50] Wholesale trade and hospitality jobs also play major roles.[51] Golden Triangle Mall, the city's largest shopping complex with over 90 specialty shops, is a major source of retail trade.[52]

 

Abilene (/'�b?li?n/ AB-?-leen) is a city in Taylor and Jones counties in west central Texas. The population was 117,063 according to the 2010 census making it the twenty-seventh most populous city in the state of Texas. It is the principal city of the Abilene Metropolitan Statistical Area, which had a 2011 estimated population of 166,416. It is the county seat of Taylor County. Dyess Air Force Base is located on the west side of the city.Abilene is located off Interstate 20, between exits 279 on its western edge and 292 on the east. Abilene is 150 miles (240 km) west of Fort Worth, Texas. The city is looped by I-20 to the north, US 83/84 on the west, and Loop 322 to the east. A railroad divides the city down the center into north and south. The historic downtown area is on the north side of the railroad.The fastest-growing sections of the city are growing to the southwest, along Southwest Drive, the Winters Freeway, and the Buffalo Gap Road corridor; the southeast, along Loop 322, Oldham Lane, Industrial Drive, and Maple Street; and in the northeast near the intersection of SH 351 and I-20. Many developments have begun in these three areas within the last few years. There are three lakes in the city, Lytle Lake on the western edge of Abilene Regional Airport, Kirby Lake on the southeast corner of the US 83/84 & Loop 322 interchange, and Lake Fort Phantom Hill in Jones County in northern Abilene.The economy in Abilene was originally based on the livestock and agricultural sectors,[1] but has since evolved and is now based strongly on Government, Education, Healthcare, and Manufacturing. The petroleum industry is prevalent in the surrounding area also.[1] The city has established incentives to bring new businesses to the area, including job training grants, relocation grants, and more.[32]

 

Beaumont (/'bo?m?nt/ BOH-mont) is a city in and county seat of Jefferson County, Texas, United States, within the Beaumont�Port Arthur Metropolitan Statistical Area. The city's population was 118,296 at the 2010 census making it the twenty-fourth most populous city in the state of Texas and the state's largest city east of Houston. Beaumont's early history was centered around the lumber, farming, and port industries. A big change occurred in 1901 with the gusher. The area transformed into one of the major petro-chemical refining areas in the country. Along with Port Arthur and Orange, Beaumont forms the Golden Triangle, a major industrial area on the Gulf Coast.Beaumont is home of Lamar University, a national Carnegie Doctoral Research university with 15,000 students. Over the years, several corporations called Beaumont home. For example, had its headquarters in Beaumont until its absorption by Corporation in 1993. Edison Plaza headquarters is still the tallest building in Beaumont (as of 2011). With , several current energy companies were spawned in Beaumont.According to the City's 2009 Comprehensive Annual Financial Report[22] the top employers in the city are:

 

Odessa (pronunciation: /?o?'d?s?/) is a city in and the county seat of Ector County, Texas, United States. It is located primarily in Ector County, although a small portion of the city extends into Midland County. Odessa's population was 99,940 at the 2010 census making it the 31st-most populous city in Texas. It is the principal city of the Odessa, Texas Metropolitan Statistical Area, which includes all of Ector County. The metropolitan area is also a component of the larger Midland�Odessa combined statistical area, which had a population of 266,941 as of a July 1, 2009 estimate.In 2014, magazine ranked Odessa as the third fastest-growing small city in the United States.Though the economy is primarily driven by the area's oil industry, new economic steps are currently being taken to ensure the city's existence after oil is no longer abundant in the area. Odessa is also a stop on�and a supporter of�the La Entrada al Pacifico trade corridor. In 2003, Family Dollar Corporation opened its eighth distribution center in Odessa's new industrial business park. Coca built a new distribution center in Odessa in early 2007. Growth in construction of new retail in the city's northeast side has increased in recent years, with three new shopping centers currently planned and one in the construction phase. Many hotels have also been planned, with some in the completion phase. In November 2007, the city approved a contract with a company that develops armaments for US Army helicopters to begin operations in Odessa.

 

Round Rock is a city in the state of Texas within the Greater Austin, Texas metropolitan area and Williamson County. The 2013 census estimate places the population at 109,821.[1]The city straddles both sides of the Balcones Escarpment, a fault line in which the areas roughly east of IH-35 are flat and characterized by having black, fertile soils of the Blackland Prairie, and the west side of the Escarpment which consists mostly of hilly, karst-like terrain with little topsoil and higher elevations and which is part of the Texas Hill Country. Located about 20 miles (32 km) north of downtown Austin, Round Rock shares a common border with Austin at Texas State Highway 45.In August 2008, Money magazine named Round Rock as the seventh-best American small city in which to live. Round Rock was the only Texas city to make the Top 10. In a CNN article dated July 1, 2009, Round Rock was listed as the second-fastest growing city in the country with a population growth of 8.2% in the preceding year.Round Rock has a strong public education system. According to the 2008 ratings from the Texas Education Agency, the Round Rock Independent School District (RRISD) ranks among the best in the state. Of 42 schools within it, twelve were rated exemplary and eleven are recognized.Round Rock is perhaps best known as the international headquarters of , which employs approximately 16,000 people at its Round Rock facilities. The presence of along with other major employers, a strong economic development program, favorable tax rates, and major retailers such as and a Premium Outlet Mall, and the mixed use La Frontera center, have changed Round Rock from a sleepy bedroom community into its own self-contained ""super suburb.""

 

Wichita Falls is a city in and the county seat of Wichita County, Texas, United States. Wichita Falls is the principal city of the Wichita Falls Metropolitan Statistical Area, which encompasses all of Archer, Clay and Wichita counties. According to the 2010 census, the city had a population of 104,553 making it the twenty-ninth most populous city in the state of Texas. In addition to Sheppard Air Force Base, Wichita Falls is also home to the Newby-McMahon Building, constructed downtown in 1919 and since known as the ""world's littlest skyscraper"".According to Wichita Falls' 2011 Comprehensive Annual Financial Report,[29] the top employers in the city are:

 

Richardson is a city in Dallas and Collin counties in the State of Texas. As of the 2010 census, the city had a total population of 99,223. In 2011 the population was estimated to be 101,742. Richardson is an affluent inner suburb of Dallas and home of The University of Texas at Dallas and the Telecom Corridor with a high concentration of telecommunications companies. More than 5,000 businesses have operations within Richardson's 28 square miles (73 km2), including many of the world's largest telecommunications/networking companies: .In 2006, Richardson was ranked as the 15th best place to live in the United States by Money magazine. This ranked Richardson the 3rd best place to live in Texas. In 2007, the Morgan Quitno 14th Annual America's Safest and Most Dangerous Cities Awards pronounced Richardson the 69th safest city in America. In the same study Richardson ranked the 5th safest city in Texas. In 2008, Richardson was ranked as the 18th best place to live in the United States by Money magazine. This ranked Richardson the 4th best place to live in Texas. In 2009, Business Week's annual report on the ""Best Places to Raise Kids,"" ranked Richardson 2nd in Texas. Richardson was the first North Texas city recognized as a best workplace for commuters by the United States Environmental Protection Agency and the United States Department of Transportation in 2004. As of 2010 the city has continued to be recognized every year since 2004. In 2011 the Texas Recreation and Park Society awarded Richardson with the Texas Gold Medal for excellence in the field of recreation and park management. In 2014, Richardson was called the ""5th happiest mid-sized city in America"" by national real estate website and blog, Movoto.com, based on a number of metrics, such as low unemployment, low crime, and high income. Also in 2014 Richardson was named America's 17th Best City to Live in by 24/7 Wall St., based on crime, economy, education, housing, environment, leisure and infrastructure.

 

Lewisville /'lju?.?s.v?l/ is a city in Denton County, Texas, United States. The 2000 United States Census placed the city's population at 77,737 and the 2010 Census placed it at 95,290, making it one of the fastest-growing city populations in the United States. It occupies 36.4 square miles (94 km2) of land and includes 6.07 square miles (15.7 km2) of Lewisville Lake.Originally called Holford's Prairie, the origins of Lewisville date back to the early 1840s. The arrival of the town's first railroad in 1881 engendered its initial growth, and the expansion of the area's transportation infrastructure spurred further development in the early part of the 20th century. Lewisville incorporated in 1925, and when construction of Lewisville Lake was completed in the 1950s, the city began to expand rapidly.Lewisville's consistently warm climate and proximity to Lewisville Lake has made it a recreational hub of the Dallas�Fort Worth metroplex. The city's municipal government, led by a nonpartisan city council, focuses its recreational and cultural investments on facilities such as Toyota of Lewisville Park and the MCL Grand Theater. The area's transportation infrastructure has evolved around the I-35 Corridor along Interstate 35E. The diversity of its population and industry has created a stable economic climate. Lewisville Independent School District provides most of the area's public education programs.The city has a diverse commercial tax base. Its top employers include , Lewisville Independent School District, and Mortgage.[111] Automobile dealerships have flourished there, including Auto Dealerships and Auto Group, which was ranked as one of the top ""Powerhouses of the New Economy"" by magazine in 2000.[112] Because of the city's proximity to Dallas and Fort Worth, a number of food distribution companies have branches in Lewisville, including Sysco and Meadowbrook Meat Company (MBM). Fleming Companies, one of the United States' largest food distribution companies, relocated to Lewisville in 2000, but it filed for Chapter 11 bankruptcy in 2003 after the U.S. Securities and Exchange Commission announced that the company had been hiding massive losses.[113] Responsive Education Solutions, which operates chartered schools nationwide, is also headquartered in Lewisville.[114]

 

Tyler is a city in and the county seat of Smith County, Texas, United States. It takes its name from President John Tyler. This city had a population of 96,900 in 2010, according to the United States Census Bureau. Tyler's 2014 estimated population is 107,405. It is ninety miles southeast of Dallas. Tyler is the principal city of the Tyler Metropolitan Statistical Area, with a population of 209,714 in 2010, and the regional center of the Tyler-Jacksonville combined statistical area, with a population of 260,559 in 2010.Tyler has the nickname ""Rose Capital of the World"". It gained this name due to the large quantity of rose bushes processed through the area, along with hosting America's largest rose garden.In 1985, the international Adopt-a-Highway movement originated in Tyler when, after appeals by local Texas Department of Transportation officials, the local Civitan chapter adopted a two-mile (3-km) stretch of U.S. Highway 69. Tyler is also home to the Caldwell Zoo and Broadway Square Mall.As a regional educational and technology center, Tyler is the host for more than 20,000 higher education students, a College of Engineering, and a University Health Science Center, two regional, billion-dollar hospital systems, and a variety of technology startups.In addition to its role in the rose-growing industry, Tyler is the headquarters for Brooksh"

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up from 45,444 at the 2000 census. The city has a small portion north of Clear Creek within Harris County zoned for residential and commercial uses.League City is home to several waterside resorts popular with residents of nearby Houston.League City surpassed Galveston as Galveston County's largest city between 2000 and 2005.

 

Sugar Land is a city in the U.S. state of Texas, within Houston�The Woodlands�Sugar Land metropolitan area and Fort Bend County. It is one of the most affluent and fastest-growing cities in Texas, having grown more than 158 percent in the last decade. In the time period of 2000�2007, Sugar Land also enjoyed a 46.24% job growth. As of the 2010 census, its population was 78,817. In 2013, the U.S. Census Bureau estimated that the city's population was 83,860, with a median family income of $113,261 and a median home price of $369,600.Founded as a sugar plantation in the early mid-20th century and incorporated in 1959, Sugar Land is the largest city and economic center of Fort Bend County. The city is the third-largest in population and second-largest in economic activities of the Houston area.Sugar Land is home to the headquarters of Sugar and the company's main sugar refinery and distribution center was once located in this city. Recognizing this heritage, the Imperial Sugar crown logo can be seen in the city seal and logo.The city is the national headquarters of Energy, Inc. (NYSE: CVI). Energy, Inc. was listed as the city's only resident 2012 Fortune 500 company and was ranked No. 5 public company according to the Houston Chronicle. Sugar Land also holds the headquarters for Airways and a major manufacturing facility for Chemical Company. In addition, Sugar Land has a large number of international energy, software, engineering, and product firms. Sugar Land has the most master-planned communities in Fort Bend County, which is home to the largest number of master-planned communities in the nation�including Greatwood, First Colony, Sugar Creek, River Park, Riverstone, New Territory, Telfair, and many others.Sugar Land is the home of the Sugar Land minor-league baseball team and their new stadium Constellation Field.Sugar Land is also the home of the Sugar Land , a Tier III Junior ""A"" ice hockey team that plays in the North American 3 Hockey League. The play at the Sugar Land Ice & Sports Complex.Sugar Land hosts its economy through diversification, corporate vitality, and quality of life and was ranked as one of the ""Top Cities in Texas"" for business relocation and expansion by both Outlook Magazine and Texas Business. Industries calling Sugar Land home are as diverse as its resident population.[]

 

Longview is a city in Gregg and Harrison counties in the U.S. state of Texas. As of the 2010 Census, the population was 80,455. Most of the city is located in Gregg County, of which it is the county seat; a small part extends into the western part of neighboring Harrison County. It is located in East Texas, where Interstate 20 and U.S. Highways 80 and 259 converge just north of the Sabine River.Longview is the principal city of the Longview Metropolitan Statistical Area, comprising Gregg, hur, and Rusk counties (population 271,669). Longview is considered a major hub city for East Texas, as is the nearby city of Tyler. In 2014, magazine ranked Longview as the sixth fastest-growing small city in the United States.The economy in Longview is healthy. Despite a national downturn in the housing market, Longview has been growing, and home prices continue to rise. Some major sectors of the Longview economy include the Oil Field, services, technology, such as Networks, and manufacturing. In 2007, Longview added some major chain stores to its north side. The addition of supercenter on the south side, and a handful of hotels means Longview is becoming a regional hub for shopping. Keeping shoppers in Longview and away from Tyler, Dallas, and Shreveport has been an important strategy for the city. Most new construction has been located on the north side around Hawkins Pkwy. and US 259, with lesser development on the south side near Estes Pkwy.

 

Mission is a city in Hidalgo County, Texas. The population was 80,452 in 2012. Mission is part of the McAllen�Edinburg�Mission and Reynosa�McAllen metropolitan areas.Mission shares the same economic growth that nearby McAllen enjoys. The Mission Economic Development Authority promotes development in the area. The city has been advertised as the ""Home of the Ruby Red Grapefruit"" since 1921, due to the fruit being commonly grown in the area.; the city is also home to the Texas Citrus Exchange. The city holds an annual parade along Conway Avenue called the Texas Citrus Fiesta Parade, which features fruit-decorated floats, bands, law enforcement agencies, and fire departments, and many local and city government officials. Moore Air Force Base (deactivated) is located 14 miles northwest of the city. It is the location of the First Lift Station of the Mission Canal Company that once irrigated 15,000 acres (61 km2) of farmland in the Rio Grande Valley.

 

Edinburg is a city in and the county seat of Hidalgo County, Texas, United States. The population was 81,029 according to the 2012 census estimate.Edinburg is part of the McAllen�Edinburg�Mission and Reynosa�McAllen metropolitan areas.

 

Bryan is a city in Brazos County, Texas, United States. As of the 2010 census, the city had a population of 76,201. It is the county seat of Brazos County and is located in the heart of the Brazos Valley (southeast Central Texas). It borders the city of College Station, which lies to its south. Together they are referred to as the Bryan�College Station metropolitan area, the sixteenth largest metropolitan area in Texas, containing around 190,000 people.[] As of 2010, Baytown had a population of 71,802.The centerpieces of Baytown's economies are three industrial districts the city has created, all outside the city limits but within its extra-territorial jurisdiction. These districts primarily support petroleum and petrochemical processing. The EComplex, founded in 1919, is one of the world's largest industrial complexes. The Refinery located there is the largest in the United States. The Industrial Park is the largest of U.S. chemical processing sites producing a variety of petrochemical products. The Cedar Bayou l Plant is similarly largest manufacturing site. The Cedar Crossing Business Park is a newer and growing industrial district which is quickly acquiring new tenants such as Jindal Steel and Power Limited and Samson Controls.

 

Pharr is a city in Hidalgo County, Texas. As of the 2010 United States Census, the city population was 70,400. Pharr is connected by bridge to the Mexican city of Reynosa, Tamaulipas. It is part of the McAllen�Edinburg�Mission and Reynosa�McAllen metropolitan areas.

 

Temple is a city in Bell County, Texas, United States. In the 2010 census, Temple's population was 66,102, an increase of more than 20 percent from the 2000 census.Located near the county seat of Belton, Temple lies in the region referred to as Central Texas and is a principal city in the Killeen�Temple�Fort Hood Metropolitan Statistical Area. Located off Interstate 35, Temple is 65 miles (105 km) north of Austin and 34 miles (55 km) south of Waco.Temple has developed as a small city with a number of arts and retail amenities not typically associated with a smaller community. The primary economic drivers are the extensive medical community (mostly due to Scott & White Memorial Hospital) and goods distribution based on its central location and proximity to larger cities.Over a hundred years ago, the local economy began with the regional Santa Fe Railroad hospital. Temple now thrives in a complex economy, with both goods distribution and its reputation as a regional medical center leading the way. Scott & White is the largest employer in the area with about 12,000 employees.

 

Missouri City is a city in the U.S. state of Texas, within Houston�The Woodlands�Sugar Land metropolitan area. The city is mostly in Fort Bend County, with a small portion in Harris County. As of the 2010 census, the city had a population of 67,358, up from 52,913 in 2000.

 

Flower Mound is an incorporated town[Note 1] in Denton and Tarrant counties in the U.S. state of Texas and a suburb of the Dallas�Fort Worth metroplex. Located northwest of Dallas and northeast of Fort Worth adjacent to Grapevine Lake, the town derives its name from a prominent 12.5-acre (5.1 ha) mound located in the southern portion of the town.After settlers used the site for religious camps during the 1840s, the area around Flower Mound was first permanently inhabited in the 1850s; however, residents did not incorporate until 1961. Although an effort to create a planned community failed in the early 1970s, Flower Mound's population increased substantially when Dallas/Fort Worth International Airport opened to the south in 1974. As of the 2010 United States Census, the population was 64,699, reflecting a 28 percent increase over the 50,702 counted in the 2000 Census.[2]Flower Mound's municipal government, operating under a council�manager system, has invested in a public park system highlighted by an extensive network of trails. The town's public schools comprise part of the Lewisville Independent School District. With its moderately affluent population and proximity to the metroplex, Flower Mound has used a smart growth system for urban planning, and has recently experienced more rapid light industrial growth to match the growing needs of the primarily residential community.Due to the town's proximity to DFW Airport and major highways, a number of businesses have recently moved some local operations to the town, including Communications. Lewisville Independent School District is the largest employer in the town, employing 1,647 (4.8% of the town's total employment).[55] The Town of Flower Mound employs 455. Between 2000 and 2009, the city experienced job growth of 26.53%.[56]

 

North Richland Hills is a city in Tarrant County, Texas, United States, and a suburb of Fort Worth. The population was 63,343 at the 2010 census, making it the third largest city in Tarrant County. In 2006, North Richland Hills was selected as one of the ""Top 100 Best Places to live in America"" according to Money magazine. Major streets and highways include Davis Boulevard, Mid Cities Boulevard, Bedford-Euless Road, Loop-820, North Tarrant Parkway, Precinct Line Road and many more. It is home to the Birdville Independent School District and parts of the Keller Independent School District.According to the City's Economic Development Department, the top employers in the city are:

 

Harlingen (/'h?rl?nd??n/ HAR-lin-j?n) is a city in Cameron County in the heart of the Rio Grande Valley of south Texas, United States, about 30 miles (48 km) from the coast of the Gulf of Mexico. The city covers more than 34 square miles (88 km2), and is the second largest city in Cameron County and the sixth largest in the Rio Grande Valley. As of the 2010 Census the city had a total population of 64,849 and grew 12.5% since the 2000 Census. It is also the city with the least expensive cost of living in the United States.Harlingen is a principal city of the Brownsville�Harlingen metropolitan area, which is part of the larger Brownsville-Harlingen-Raymondville combined statistical area, included in the Matamoros�Brownsville metropolitan area.

 

Victoria is a city in the U.S. state of Texas. It is the county seat of Victoria County. The population was 86,793 as of the 2010 census. The three counties of the Victoria Metropolitan Statistical Area had a population of 111,163 as of the 2000 census.Victoria is located 30 miles inland from the Gulf of Mexico. The city is a regional hub for a seven-county area known as the ""Golden Crescent"", and serves a retail trade area of over 250,000 people. Victoria is known as ""The Crossroads"" because of its location within a two-hour drive of Corpus Christi, Houston, San Antonio, and Austin.Victoria is named for General Guadalupe Victoria, who became the first president of independent Mexico. Victoria is the cathedral city of the Roman Catholic Diocese of Victoria in Texas.Victoria's economy is a mix of education, health, retail, agriculture, and industry. Its access to major highways, the Victoria Regional Airport, railway terminals, the shallow draft Port of Victoria, and the deep water Port of Port Lavaca-Point Comfort help to sustain a healthy environment for business.

 

New Braunfels i/?nju? 'br??nf?lz/ is a city in Comal and Guadalupe counties in the U.S. state of Texas. Braunfels means ""brown rock"" in German; the city is named for Braunfels, in Germany. The city's population was 60,761 as of the 2012 U.S. Census estimate, up 66% from the 2000 census population of 36,494. It is the seat of Comal County and is a principal city of the San Antonio-New Braunfels Metropolitan Statistical Area.

 

Conroe is the seat of Montgomery County and falls within Houston�The Woodlands�Sugar Land metropolitan area. It is located about 40 miles (64 km) north of Houston.As of July 2012, the city population was 61,533, up from 36,811 in 2000.In the early 1980s, Exxon considered consolidating its employees to a site in Conroe. The company ended the plans after the local oil-based economy collapsed.[11]

 

Cedar Park is a city in Williamson County in the State of Texas. A small portion of the city extends into neighboring Travis County. According to the 2013 Census Estimate, the population is 61,238. The city is a major suburb of Austin, the center of which is approximately 16 miles (26 km) to the southeast, although Austin directly borders Cedar Park at the latter's southern extent.

 

Mansfield is an affluent suburban city located mostly in Tarrant county, with small parts in Ellis and Johnson counties in the U.S. state of Texas. It is a suburb of the Dallas-Fort Worth Metroplex area. Its location is almost equidistant to Dallas, Fort Worth and DFW Airport. As of the 2010 census, the population was 56,368. The population of Mansfield is estimated to grow to 59,831 in 2012 and projected to reach 70,019 in 2017.CNN/Money Magazine just ranked Mansfield at #17 in 2014 in its annual ""Best Places To Live"" list. Mansfield has been in that list in the recent past : in 2007, 2009, and 2012, ranking it 83rd, 24th, and 30th, respectively.

 

Rowlett is a city in Dallas and Rockwall counties in the U.S. state of Texas, and a suburb of Dallas. The population was 56,199 as of the 2010 census. It is a quiet, cale bedroom community in the Dallas�Fort Worth metroplex, located on Lake Ray Hubbard.

 

Georgetown is a city in and the county seat of suburban Williamson County, Texas, United States, with a population of 47,400 at the 2010 census. Southwestern University, the oldest university in Texas, was founded in 1840 and is located in Georgetown about one-half mile from the historic square. Sun City Texas (formerly called Sun City Georgetown) is a large retirement-oriented and age-restricted development that constitutes more than one-third of Georgetown's population.Georgetown has a notable range of Victorian commercial and residential architecture. In 1976, a local historic ordinance was passed to recognize and protect the significance of the historic central business district, and in 1977, the Williamson County Courthouse Historical District, containing some 46 contributing structures, was listed on the National Register of Historic Places.Georgetown is known as the ""Red Poppy"" Capital of Texas for the many red poppy (Papaver rhoeas) wildflowers planted throughout the city in many residents' front yards that bloom each spring. Georgetown's Red Poppy Festival, which attracts up to 30,000 visitors annually, is held in April each year on the historic square.Georgetown is represented in the Texas House of Representatives by the Republican Larry Gonzales of Round Rock.

 

Port Arthur is a city in Jefferson County within the Beaumont-Port Arthur Metropolitan Statistical Area of the U.S. state of Texas. The population was 53,818 at the 2010 census.After earlier settlements here failed, Port Arthur was founded by Arthur Stilwell in 1895, on the western bank of Sabine Lake, a saltwater estuary formed by the confluence of the Neches and Sabine rivers. It drains into the Gulf of Mexico. The city was incorporated in 1898, developed as a port, and later became the center of a large oil refinery network. The Rainbow Bridge across the Neches River connects Port Arthur to Bridge City.After decades of stagnation and neglect in the area economy because of a decline in the oil industry, Port Arthur is reviving in the 21st century.[] Several large projects involving the energy infrastructure are underway or proposed, the two largest being the Golden Pass and Sabine Pass LNG terminals. These separate projects under construction in neighboring Sabine Pass have brought cumulative initial investments of $2 billion, and will employ thousands at peak construction.[]

 

San Marcos is a city in the U.S. state of Texas, within the Austin�Round Rock�San Marcos metropolitan area. The city is on the Interstate 35 corridor between Austin and San Antonio and is the seat of Hays County. Its population was 44,894 in 2010. In 2013 the U.S. Census Bureau estimated the population at 54,076.[2]Founded on the banks of the San Marcos River, the area is thought to be among the oldest continuously inhabited sites in the Americas. San Marcos is home to Texas State University and the Aquarena Center.In 2010, San Marcos was listed in Business Week's fourth annual survey of the ""Best Places to Raise your Kids"". In 2013 and 2014, the United States Census Bureau named San Marcos the fastest-growing city in the United States. In December 2013, San Marcos was named #9 on Business Insider's list of the ""10 Most Exciting Small Cities In America"".Gary Job Corps Center, the largest Job Corps center in the U.S.,[16] is a few miles east of the center of town. In June 2006, The View named the San Marcos Outlets as the third-best place to shop in the world. About six million people visit the malls annually.[17]

 

Pflugerville /'flu?g?rv?l/ is a city in Travis and Williamson counties in the U.S. state of Texas. The population was 46,936 at the 2010 census. Pflugerville is a suburb of Austin and part of the Austin�Round Rock�San Marcos Metropolitan Statistical Area.

 

Euless /'ju?l?s/, known as ""Tree City USA,"" is a city in Tarrant County, Texas, United States, and a suburb of Fort Worth. Euless is part of the Mid-Cities between Dallas and Fort Worth. The population was 51,277 at the 2010 census.The southwestern portion of Dallas/Fort Worth International Airport is inside the city limits of Euless.According to the city's 2008 Comprehensive Annual Financial Report, the top employers in the city are:

 

DeSoto is a city in Dallas County, Texas, in the United States. As of the 2010 census it had a population of 51,102.DeSoto is a suburb of Dallas and is part of the Best Southwest area, which includes DeSoto, Cedar Hill, Duncanville, and Lancaster.

 

Grapevine is a city in the Dallas-Fort Worth Metroplex located in the U.S. state of Texas. The city is almost entirely located in northeast Tarrant County, with small portions extending into neighboring Dallas and Denton counties. As of the 2010 census the city population was 46,334. The city's moniker is derived from the native grapes prevalent in the area. In recent years several wineries have opened in Grapevine, and the city has been very active in maintaining its historic downtown corridor. The city is adjacent to Grapevine Lake, a large reservoir impounded by the Army Corps of Engineers in 1952 and serves as both a source of water and recreational area. Part of Dallas/Fort Worth International Airport is located within Grapevine city limits, the largest portion of any municipality bordering the facility. In 2007 CNNMoney.com rated Grapevine as one of ""America's Best Places to Live.""Grapevine's economy is largely centered around tourism of several varieties. Chiefly, travelers arriving and departing from Dallas/Fort Worth International Airport remain the majority of visits to the city, benefiting the numerous hotels. Among these facilities, the Texan and Lodge stand in a separate class as massive entertainment complexes that offer hotel, convention, and performance space in addition to serving the recreational desires of both locals and tourists alike. Nearby Grapevine Mills Mall exists as a regional outlet shopping center with many amenities including an indoor ice rink and movie theater. Many of the top brands in fashion and other retail sectors maintain a space within the mall. Embassy Suites Grapevine and the DFW Lakes complex also lay adjacent to Grapevine Mills and Bass Pro Shops. In addition to these popular areas, Main Street in historic downtown Grapevine is a center of attraction for many people. City Hall, the Grapevine Convention and Visitor's Bureau, public library, and recreation center are located on Main Street in addition to a myriad of small business. These include antique stores, restaurants, bars, theaters, a park, and many specialty shops. The Grapevine Vintage Railroad follows a scenic route between Grapevine and the Fort Worth Stockyards, departing from a station located on South Main Street. The city is also the home of several wineries and tasting rooms to include Umbra Winery as well as the Texas Wine and Grape Growers Association.

 

Galveston /'g�lv?st?n/ is a coastal city located on Galveston Island and Pelican Island in the U.S. state of Texas. The community of 208.3 square miles (539 km2), with its population of 47,762 people (2012 Census estimate), is the county seat and second-largest municipality of Galveston County. It is located within Houston�The Woodlands�Sugar Land metropolitan area.Named after Bernardo de G�lvez y Madrid, Count of G�lvez (born in M�laga, Spain), Galveston's first European settlements on the island were constructed around 1816 by French pirate Louis-Michel Aury to help the fledgling Republic of Mexico fight Spain. The Port of Galveston was established in 1825 by the Congress of Mexico following its successful independence from Spain. The city served as the main port for the Texas Navy during the Texas Revolution, and later served as the capital of the Republic of Texas.During the 19th century, Galveston became a major U.S. commercial center and one of the largest ports in the United States. It was devastated by the 1900 Galveston Hurricane, whose effects included flooding and a storm surge. The natural disaster on the exposed barrier island is still ranked as the deadliest in United States history, with an estimated toll of 6,000-8,000 people.Much of Galveston's modern economy is centered in the tourism, health care, shipping, and financial industries. The 84-acre (340,000 m2) University of Texas Medical Branch campus with an enrollment of more than 2,500 students is a major economic force of the city. Galveston is home to six historic districts containing one of the largest and historically significant collections of 19th-century buildings with over 60 structures listed in the National Register of Historic Places.The Port of Galveston, also called Galveston Wharves, began as a trading post in 1825.[76] Today, the port has grown to 850 acres (3.4 km2) of port facilities. The port is located on the Gulf Intracoastal Waterway, on the north side of Galveston Island, with some facilities on Pelican Island. The port has facilities to handle all types of cargo including containers, dry and liquid bulk, breakbulk, Roll-on/roll-off, refrigerated cargo and project cargoes.

 

Bedford is a suburban city located in northeast Tarrant County, Texas, in the ""Mid-Cities"" area between Dallas and Fort Worth. It is a suburb of Fort Worth. The population was 46,979 at the 2010 census. Bedford is part of the Hurst-Euless-Bedford Independent School District.According to Bedford's 2011 Comprehensive Annual Financial Report, the top employers in the city are:

 

Cedar Hill is a city in Dallas and Ellis counties in the U.S. state of Texas. It is located approximately 16 miles (26 km) southwest of downtown Dallas and is situated along the eastern shore of Joe Pool Lake and Cedar Hill State Park. The population was 45,028 at the 2010 census.Cedar Hill is a suburb of Dallas and is part of the Best Southwest area, which includes the nearby cities of DeSoto, Duncanville, and Lancaster.Early in its history, Cedar Hill lay along a branch of the Chisholm Trail and served as the temporary county seat of Dallas County. In 1856, a tornado swept through the town killing nine people and destroying most of its buildings. The seat of the county was moved to Dallas not long after.

 

Seatrain Louisiana at Refinery Dock, Texas City 1952Texas City is a city in Galveston County in the US state of Texas. Located on the southwest shoreline of Galveston Bay, Texas City is a busy deepwater port on Texas' Gulf Coast, as well as a petroleum refining and petrochemical manufacturing center. The population was 45,099 at the 2010 census, making it the third-largest city in Galveston County, behind League City and Galveston. It is a part of Houston�The Woodlands�Sugar Land metropolitan area. The city is notable as the site of a major explosion in 1947 that demolished the port and nearly destroyed the city.The Texas City economy has long been based on heavy industry, particularly shipping at the Port of Texas City as well as petroleum and petrochemical refining.[12] The Texas City Industrial Complex is a leading center of the petrochemical industry. Within this complex the Texas City Refinery operated by Marathon is the second largest petroleum refinery in Texas and third largest in the United States.[13][14] The Port of Texas City became the third leading port in Texas by tonnage and ninth in the nation.[15] In recent decades the city's planners have made efforts to diversify the economy into tourism, health care, and many other sectors.[12] As early as 1974, Texas City was"

 

Your Company may discovered factoring but your company might mistake exactly what it is or much more importantly what it can do for your business. Freight Brokerage Factoring likewise known as receivables financing is a kind of asset based lending that will improve a business' immediate cash flow needs. It is not a loan; no debt obligation is assumed by Factoring ,and the financing is unrestricted. Small Business Lines Of Credit Companies in Factoring Solution Texas Factoring Company at Staffingresource.org- delivering receivable loans services texas-factoring-company

Staffingresource.org-Texas Factoring Company

Houston

Texas

Small Business Lines Of Credit Companies

Anyway, an IOU or an invoice is certainly not going to pay for expenses, is it? For trucking firms when the finances can be excellent one day and gone the next, it's up to the drivers to work smartly and to ensure they are leaving themselves with a notable volume of time and finance to get through the week up until they are paid for again.

 

 

Arfactoring.Org

Trucking Factoring Company

As we all recognize, trucking is an exceptionally huge business with countless agencies out there hiring hundreds of vehicle drivers. Regretfully, quite a few of these drivers land up in finances dilemmas since they are still awaiting work from six weeks earlier to actually compensate them. When this is the scenario for a truck agency, depending on factoring companies for solutions might be the finest alternative left.

 

 



Best Factoring Companies-Accountreceivablecompany.Com

 

"Mineral resources compete with industry for primary economic importance in Texas. The state is the leading U.S. producer of oil, natural gas, and natural-gas liquids, despite recent production declines. It is also a major producer of helium, salt, sulfur, sodium sulfate, clays, gypsum, cement, and talc. Texas manufactures an enormous variety of products, including chemicals and chemical products, petroleum, food and food products, transportation equipment, machinery, and primary and fabricated metals. The development and manufacture of electronic equipment, such as computers, has in recent decades become one of the state's leading industries; the area around Dallas�Fort Worth has become known as ""Silicon Prairie,"" a name now also extended to Austin and its suburbs. Agriculturally, Texas is one of the most important states in the country. It easily leads the nation in producing cattle, cotton, and cottonseed. Texas also has more farms, farmland, sheep, and lambs than any other state. Principal crops are cotton lint, grains, sorghum, vegetables, citrus and other fruits, and rice; the greatest farm income is derived from cattle, cotton, dairy products, and greenhouse products. Hogs, wool, and mohair are also significant. Among other important Texas crops are melons, wheat, pecans, oats, and celery. Texas also has an important commercial fishing industry. Principal catches are shrimp, oysters, and menhaden"

 

Best Trucking Factoring

Anyway, an IOU or an invoice is certainly not going to pay for expenses, is it? For trucking firms when the finances can be excellent one day and gone the next, it's up to the drivers to work smartly and to ensure they are leaving themselves with a notable volume of time and finance to get through the week up until they are paid for again.

 

 



Best Factoring Companies-Accountreceivablecompany.Com

 

 

 

How To Calculate Factoring Invoices

 

How To Calculate Factoring Invoices

 

At one time or another, every company, even effective ones, have actually experienced poor money flow.

Money flow does not have to be a problem any more. Do not be fooled -- banks are not the only places you can get funding. Other solutions are available and you do not have to borrow money. What is trucking factoring ? One solution is called trucking factoring. Truck Factoring is the process of selling accounts receivable to a financier rather than waiting to gather the cash from the customer. Oh, the Irony- Truck factoring has an ironic distinction: It is the monetary foundation of many of America's most effective businesses. Why is this ironic ? Because staffing factoring is not instructed in business colleges, is rarely discussed in company plans and is relatively unknown to the majority of most of American business individuals.

Yet it is a monetary process that releases up billions of dollars every year, allowing countless companies to grow and succeed. Factoring has been around for thousands of years. Receivable Loan Funding Businesses are financiers who pay money for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your customer has to pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a large portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a type of factoring in their retail deals. Using the purest meaning of the word, these big customer finance business are truly simply large Truck Factoring Businesses of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The store makes money almost instantly, even though you do not pay until you are prepared.

For this service, the charge card business charges Sears a charge (typical common normal fees range from 2 to four percent of the sale). The Benefits Staffing Factoring can provide many benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has already been delivered, a business can factor (sell) its receivables for money at a small discount off the dollar value of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company needs that can be satisfied with instant  money.

Commercial Factoring offers the ways for a producer to replenish inventory and make even more products to sell: There is no longer a requirement to await for earlier sales to be paid. Receivable Loan Financing is not just a cash management device for manufacturers: Almost any kind business can benefit from Receivable Loan Funding. Typically, a business that extends credit will have 10 to 20 percent of its yearly sales tied up in accounts receivable at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a client s invoice, however you can sell that invoice for the money to satisfy those obligations. Using trucking factoring companies is a quick and simple procedure. The factor purchases the invoice at a price cut, usually a few percentage points less than the stated value of the invoice.

Factoring Companies at Expressbusinesscapital.Net

 

Texas Factoring Company

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The United states Trucking Organization
specifies that there are about
195,000 employees with transportation
businesses and
250,000 private providers trucking
companies certified to
operate in America that carried,
according to their latest data of millions
products, supplies and
basic materials .
There are numerous typical
carriers either going solo or in
teams on our country
roadways transporting these
crucial items to our
shops, manufacturing facilities and ports.

Moreover  freight invoice factoring
corporations benefit
several of them and offer their
receivables financing facilities
countrywide comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Texas Factoring Company

 

Watch Our Trucking Factoring YouTube Videos For More Information

 

Commercial factoring company Calculator
This calculator will show you how much you will make by using our commercial factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our commercial factoring company
Enter the principal balance of your commercial factoring company
(call your commercial factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly commercial factoring company payment:
(invoice amount):
Enter the your commercial factoring company's current interest rate:

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

 

 

View Our Truck Factoring Companies Videos For More Information

 

 

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Factorinvoice.Org/

 

 

 

How To Get Rich With

 

"

�So It is not a loan?� Alfred Freeman asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Alfred smiled at him, shaking her head.�Not quite,� she said.Alfred Freeman owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Ryan. His company was called Arnold Trucking, named after both of his grandfathers, Leon and Bill. Both of these men had been very hardworking and had set a great example for Ryan.Disaster had struck half a year ago, when two trucks in Ryan�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of Ryan's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Alfred had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Alfred wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Her name was Phyllis and she worked for a factoring company. Alfred had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Phyllis explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Alfred agreed. It sounded good to him, almost too good.Phyllis laughed. �You look like you don�t believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Phyllis smiled, agreeing. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Phyllis with a smile. �Let�s see what we can do to help you.�And right there and then they created a business profile. Alfred completed the form, with Phyllis offering advice as needed.

 

The profile filled Phyllis and her company in on Ryan�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Alfred filled out his form, Phyllis was pretty sure he was a perfect candidate for factoring.Phyllis took the completed form and placed it in her briefcase. She then stood, reached across the desk and shook Ryan�s hand. He stood before they shook as well, and then smiled. Alfred walked Phyllis to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Phyllis though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Arnold Trucking. And that's exactly what he did. Once again he built a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Ryan's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Factoring For Trucking -Articles

Factorinvoice.Org/

 

 

 

Trucking Factoring Companies Reviews

 

"

Hamilton Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Hamilton was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Hamilton in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Tony Fernandez, CEO of Hamilton felt a chill go down his spine whenever he would look at the weekly A/R reports. The number of clients who were late in their payments was continuing to grow.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.The situation looked dire to Tony Fernandez. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. In the evenings he would discuss his concerns with his wife, Gladys, and still find no relief from the worry and frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Tony would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I think I know what it could be,"" said Tony. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Tony knew very well that Gladys was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Tony walked into his office with a spring in his step, determined to call each and every client who owed money to Hamilton Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Tony was realising just how much trouble he was in.Poor Tony spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Tony?"" she asked standing in the doorway.

 

""Sure thing Tracy, come on in."" Tony relaxed back into his chair and looked up at Tracyerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Tony."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Tony interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""I see,� Tony said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. The funding commences once we�ve arrived at an agreement.�Leaning forward, Tony studied the documents very closely.""It sounds too good to be true, Tracy,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Tony,"" she drew a circle around a paragraph on the document before him.""How flexible?"" he asked.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Tony.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Tony took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Hamilton. They did not want to throw away these relationships because they were having trouble paying their bills now. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Tracy, and thankyou."" Tracy nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Tony keep the shirt on his back, and possibly hers too.Tony sat behind his desk and looked over the details Tracy had not mentioned in their meeting. What other issues could freight factoring help Hamilton with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Tony was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Francis the good news,"" muttered Tony to himself.Francis is Tony's son-in-law, and he really admired the ideas behind Hamilton, so much so that only two years before he had started his own transportation service business. Tony knew then what struggles Francis would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Hamilton was hurting, a little guy like Francis was about to catch his death. But, maybe the answer for both of them was in freight factoring, and Tony was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Tony found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Tony recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Tony hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Factorinvoice.Org/

 

 

 

Freight Invoice Factoring

 

Reasons why Trucking Companies Work with Factoring Companies.

 

As the operator of your own establishment, you may likely be more than knowledgeable already of the challenge in making sure that capital matters do not become a problem down the line. Anyway, the most disappointing thing that can in all probability occur for your enterprise is to find yourself embroiled in a long and tough predicament that leaves you forever trying to find the cash you need on an ongoing manner.

 

For any sort of business in this position, the challenge can come for waiting for work to lapse and actually be provided into your statement. Bill of sales, checks, and the like could take some time to actually to beprocessed which can certainly leave you with short-term available resources issues. Thankfully, there are options out there for companies to delve into-- and one of these is factoring companies.

 

Factoring agencies will, in exchange for your accounts, grant you with the money right away to make sure that you do not have to stress over the waiting time span which could make paying the expenses and getting toolsmore tough. With this style of arrangement, invoice factoring can become tremendously useful for lots of businesses who need to avoid a cash trap which they have discovered themselves in.

 

For the reason that, relying on the scale of the project, it can take up to 60 days for many companies to get compensated then it is critical to cover your own back and not leave yourself cash short to pay off the expenses. After all, how many enterprises possess two months revenue just occupying there to pay for all their spendings until they make money?

 

This is most notably true of truck firms. They often tend to manage bunches of accounts which means a considerable volume of collection time entails company owner themselves. Making an effort to get paid in time can turn into an unbelievable hassle and this is precisely why you make use of truck factoring organizations who are happy to help out truckers primarily.

 

As all of us understand, trucking is an exceptionally massive field with countless organizations out there working with hundreds of vehicle drivers. Regrettably, many of these drivers wind up in cash problems simply because they are still waiting for work from six weeks in the past to actually pay them. When this is the condition for a truck company, depending on factoring agencies for support may be the most suitable choice left.

 

This signifies that a trucking corporation can pay out the paychecks of the workers, keep all the vehicles topped off with fuel and continue to surmount, progress and expand without continually waiting for the cash which is taking too prolonged to come in. Trucking Business enterprises working without a factoring system used are leaving themselves at considerable hazard, as rivals cash out rapidly and carry on to broaden.

 

There's honestly nothing at all to be worried about when it comes to using a Factoring company-- they are not like a financial institution or an individual who is going to leave you with a huge mass of debt to pay back. You give them genuine invoices from output you have already finalized , you are just speeding up the payment system.

 

In the United States, where trucking enterprises succeed, factoring enterprises are not considered getting a loan in any capacity. This private agreement then lets both parties to profit and experience a worry-free future-- it gives the factoring company a secured resource of revenue to include in the list and it gives the trucking company the required cash that they sweated to acquire.

 

The trucking business gives their invoices to the factoring business. The trucking factoring provider then receive the payment amounts from the trucking company's customers. Factoring has been in existence for hundreds of years and has been employed for decades by numerous varying business-- but none exceeding so than truckers. While you might possibly lose out on a small part of the money, something like 1-3 % depending on who you collaborate with, it indicates that you are receiving the cash today and can actually start off setting the cash to function.

 

After all, an IOU or an invoice is not going to pay for expenditures, is it? For trucking agencies when the funds can be excellent one day and gone the next, it is up to the drivers to work smartly and to make certain they are leaving themselves with a notable measure of time and money to get through the week till they are paid again.

 

So the next instance your trucking enterprise is enduring some temporary cash flow concerns and you are devoting a lot of time chasing sluggish paying clienteles, why not begin looking into employing a factoring businesses as a way to get your finances and give yourself a more convenient future in the eyes of your trucking team and your bank balance?

 

 

 

 

 

 

 

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Truck Factoring Calculator

 

The Future of a Trucking Company, and Factoring Bruce Torres let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Bruce is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Torres Trucking Company was at a turning point of growth and Bruce had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Bruce's father had started this business working as an owner-operator and eventually growing Torres Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Bruce's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Bruce's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Torres Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Torres Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Bruce allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Bruce believed a successful man is always thinking of his next step. How would he take Torres Trucking to the next level? More importantly, how could he afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Bruce to do his homework. Bruce had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Bruce because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Torres Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Bruce stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. With the capabilities of this new cash flow, Bruce could actually expand Torres Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

 

 

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Best Trucking Factoring

 

Date Published- 2014- 04-08 Factoring For Trucking

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factorinvoice.Org/

 

 

 

 

 

More Truck Factoring Calculator -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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